Understanding Social Security and Medicare: America’s Retirement Safety Net

Ronald G. Pray, Registered Representative. CA Insurance License # 0414473.

Securities and investment advisory services are offered solely through Ameritas Investment Corp. (AIC). Member FINRA/SIPC • AIC and Ronald G. Pray Company are not affiliated.

Products and services are available through Ronald G. Pray Company that are not through AIC.

Securities products are limited to residents of Arizona, California, Colorado, Idaho, Kentucky, Nevada, Oregon, Washington and West Virginia.

This is not an offer of securities in any jurisdiction,

nor is it specifically directed to a resident of any jurisdiction.

As with any security, request a prospectus from your registered representative.

Read it carefully before you invest or send money.

Representatives of AIC and Ronald G. Pray Company do not provide tax or legal advice.

Please consult your tax advisor or attorney regarding your situation.

Disclosures: SIPC and FINRA

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