Understanding Social Security and Medicare: America’s Retirement Safety Net

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*Ronald G. Pray, Financial Advisor,

CA Insurance License # 0414473.

*Registered Representatives offer products and services using the following business name: Ronald G. Pray Company -- insurance and financial services Ameritas Investment Company, LLC (AIC), Member FINRA / SIPC — securities and investments. | Ameritas Advisory Services (AAS) — investment advisory services. AIC and AAS are not affiliated with Ronald G. Pray Company.

Products and services are limited to residents of states where the representative is registered. This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your representative. Read it carefully before you invest or send money. A representative will contact you to provide requested information. Representatives of AIC do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation.

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